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Baccarat Rules - Learn How to Play Baccarat

Baccarat is a quite simple game popular both online and in the land casinos. The reason for the game being so loved by players is the fact that it offers almost the lowest house edge if compared to other games. Though most of the profit from this edge is gained only by high-stakes players, you can still enjoy the game even if you play for fun money.

The usual baccarat rules involve 6 decks of 52 cards, still there are games with different number of decks, which affects the probabilities.

The baccarat game has only three possible results - "Player", "Banker" and "Tie". The terms do not refer to the player in the game or the house, these are just the options the player can bet on in the game. That is right, the player can bet on three possible outcomes of the hand, but we'll talk about this a bit later.

How to play baccarat offline?

Baccarat Third - Card Rule

Player In case player/bank has a total of 8 or 9, no cards are drawn further. The hand is a Natural. If player's total equals or is less than 5, the hand is dealt a third card. If the player does not draw a third card, the bank stands on 6 or more and draws on 5 or less. If the player takes a third card, the bank decides on whether to take a third card according to Bank's third-card-rule to the right.

Banker In case the bank's total is less or equals 2, the bank draws a third card. If the bank's total is 3, the bank draws a third card if player's third card is not an 8. If the bank's total is 4, the bank is to draw a third card if the player's third card is not a 0, 1, 8 or 9. If the bank's total is 5, the bank draws if the player third card is a 4,5,6 or 7. In case bank's total is 6, the bank will draw a third card if the player/s third card is a 6 or 7. The bank stands on a total of 7 or higher.

Baccarat Third - Card Rule Table

Below you can see a table with detailed rules on a third card. The first table (Player's Score) stands for situations when the player is going to get a third card. The second chart stands for banker decisions on different hands with different player's third cards. You can print out this table either as a part of a whole page (by clicking on a Print icon on top of the page) or by saving this image and than printing it out.